Three chances to score Social Security checks worth $5,108 with first set to hit accounts in days
Beneficiaries’ bank accounts will shortly receive the first wave of January Social Security payments.
This month, two additional checks totaling $5,108 will also be distributed.
According to a set timetable that is based on the recipients’ birthdays, Social Security benefits are paid out three times a month.
For instance, Social Security benefits are paid on the second Wednesday of every month to people whose birthdays fall on the first through the tenth of the month in which they were born.
The third Wednesday of every month is when Americans who were born between the eleventh and the twentieth get paid.
Lastly, on the fourth Wednesday of every month, Social Security benefits are issued to individuals whose birthdays fall between the 21st and the 31st of their birth month.
Read More on Social Security
Woman, 84, forced out of retirement after Social Security payments cut by $300k
Woman fumes as Social Security owes her $500,000 from 27 years of lost money
This month, January 8, 15, and 22 are the dates of the second, third, and fourth Wednesdays.
There are rare exceptions, but most Social Security benefits are based on the birthday of the recipient.
2025 Social Security Payment Schedule
The second, third, and fourth Wednesdays of every month are when Social Security benefits are distributed. Benefits will be disbursed on the following dates in 2025:
- January 8, 15, and 22
- February 12, 19, and 26
- March 12, 19, and 26
- April 9, 16, and 23
- May 14, 21, and 28
- June 11, 18, and 25
- July 9, 16, and 23
- August 13, 20, and 27
- September 10, 17, and 24
- October 8, 15, and 22
- November 12, 19, and 26
- December 10, 17, and 24
For instance, the first of every month is usually when Supplemental Security Income beneficiaries receive their payments.
Furthermore, the third of every month is usually when Social Security benefits are given to recipients who applied for benefits before to May 1997.
BENEFIT BOOST
Social Security was established in 1935 as a social insurance program to help Americans with disabilities, pensioners, and families who have lost a spouse or parent.
During their working years, Americans contribute taxes to the program, which they subsequently get monthly payments to support in retirement.
The age at which an American retires determines the maximum benefit.
People who retire later in life typically get larger monthly Social Security benefits.
For instance, the maximum payout for people who retire in 2025 at age 70 is $5,108.
With a maximum payment of $4,018 in 2025, Americans who retire at their full retirement age, or FRA, receive even less.
The FRA is determined by your birth year:
- 1943 1954: age 66
-
1955 1959: age 66 and a certain number of months, increasing by two months each year:
- 1955: 66 and 2 months
- 1956: 66 and 4 months
- 1957: 66 and 6 months
- 1958: 66 and 8 months
- 1959: 66 and 10 months
- 1960 or later: age 67
- 1955: 66 and 2 months
- 1956: 66 and 4 months
- 1957: 66 and 6 months
- 1958: 66 and 8 months
- 1959: 66 and 10 months
Finally, a maximum payout of $2,831 is available to Americans who retire at age 62 in 2025.
Because of COLA, or the cost-of-living adjustment, which is impacted by inflation rates, these figures are marginally higher than those of 2024.
On October 10, the Social Security Administration declared a 2.5% COLA for 2025.
Starting this month, the average monthly Social Security retirement income increased by $50, from $1,927 in 2024 to $1,976.
Read More on The US Sun
How deranged serial killer butchered 7 & reviewed his murder weapons on Amazon
Dallas Cowboys coach Mike Zimmer gets engaged to model 26 years his junior
According to a Social Security expert previously interviewed by the U.S. Sun, you may earn an additional $26,000 per year if you postpone your payments.
Additionally, the expert identified two typical errors that can cost you thousands of dollars each month in Social Security benefits.
Note: Every piece of content is rigorously reviewed by our team of experienced writers and editors to ensure its accuracy. Our writers use credible sources and adhere to strict fact-checking protocols to verify all claims and data before publication. If an error is identified, we promptly correct it and strive for transparency in all updates, feel free to reach out to us via email. We appreciate your trust and support!